AFK Accounting was built on the belief that accounting should work for you — not confuse you. With degrees in both accounting and forensic accounting, over 20 years of experience, and a background in JP Morgan Chase's fraud department, we bring a depth of expertise that most local firms simply don't have. And we deliver it in words you can understand.
ABOUT US
We Know Numbers. We Explain Them Like Humans.
What Our Clients Have to Say
Our Story
What We Do — and Who We Do It For
We serve small and mid-size business owners who need reliable, year-round accounting support — bookkeeping, payroll, sales tax, and outsourced CFO guidance. We serve individuals and businesses who need tax returns prepared, including state and local filings and Ohio municipal returns. And we serve clients facing more complex situations: suspected fraud or embezzlement, divorce proceedings where finances are contested, and litigation that requires a forensic expert in the room.
Our clients range from solo entrepreneurs to corporations to nonprofits. What they have in common is that they want an accountant who explains what's happening, not one who hands them a stack of numbers and expects them to figure it out.
We're based in Worthington, Ohio and DeBary, Florida, and we work with clients across Columbus, Orlando, Daytona Beach, Atlanta, Louisville, Indianapolis, and nationwide through secure online portals.
AFK Accounting
Where We Started
Our founder and lead accountant didn't follow the typical path from college to a regional firm. Before AFK, Adam F. Kemmerling spent five years inside JP Morgan Chase's fraud department — investigating financial crimes, tracing money, and learning how people hide things they don't want found. That experience didn't just shape our forensic accounting practice. It shaped how we approach every client relationship.
When you've spent years reconstructing financial records to find what's missing, you get very good at seeing the full picture. That's what we bring to bookkeeping, tax preparation, CFO work, and forensic investigations alike.
Our Commitment to First Responders and Veterans
We have a long-standing relationship with the first responder community — law enforcement, firefighters, EMS, and military veterans. We're active in an 8,000-member private first responder group, and we offer dedicated discounts to first responders and veterans as a direct acknowledgment of what they give.
If you serve your community in uniform, we want to serve you in return.
Frequently Asked Questions About AFK Accounting
What makes AFK Accounting different from other accounting firms?
Our lead accountant holds degrees in both accounting and forensic accounting and spent five years in JP Morgan Chase's fraud department. That background gives us capabilities — particularly in forensic accounting and fraud investigation — that most local and regional firms don't offer. Combine that with 20+ years of experience and 170+ five-star reviews, and the difference becomes clear pretty quickly.
Do you only work with clients in Ohio and Florida?
Our offices are in Worthington, Ohio and DeBary, Florida, but we work with clients across the country through secure online portals. We also serve clients in Georgia, Kentucky, Indiana, and other states — and we're happy to travel when a case or engagement calls for it.
Do you offer a first responder or veteran discount?
Yes. We offer discounts for first responders and veterans. It's something we're genuinely committed to, not a marketing line. If you serve or have served, reach out and we'll talk through what that looks like for your situation.
Do you work with clients outside Ohio and Florida?
Yes. We serve clients in Georgia, Kentucky, Indiana, and across the country through secure online portals. If you can share documents digitally, we can work together regardless of where you're located.
What's the best way to get started?
Reach out for a free consultation. We'll listen to what you're dealing with, answer your questions, and give you a clear picture of how we can help — no pressure, no obligation.
Do you offer discounts for first responders and veterans?
Yes. We offer discounts for first responders and veterans and have an active presence in that community. Visit our first responder and veteran services page for details.

